Crypto to PHP Live Rates
Real-time Philippine Peso valuations for major digital assets, stablecoin remittance spreads, and instant conversion calculators for freelancers, OFWs, and traders.
Cryptocurrency to Philippine Peso Converter
Major Cryptocurrencies in Philippine Peso (PHP)
| Asset | Price (PHP) | Price (USD) | 24h Change | 30-Day Trend | Action |
|---|---|---|---|---|---|
BTC BTC Bitcoin Major Store of Value | ₱5,119,388.00 PHP | $80,471.00 USD | -0.02% | ||
ETH ETH Ethereum Smart Contract Platform | ₱149,303.00 PHP | $2,346.87 USD | +0.15% | ||
USD USDT Tether USD Remittance Dollar Peg | ₱63.55 PHP | $1.00 USD | -0.02% | ||
SOL SOL Solana High-Speed Layer 1 | ₱6,462.21 PHP | $101.58 USD | +0.12% | ||
XRP XRP XRP Cross-Border Payments | ₱82.58 PHP | $1.30 USD | +0.55% | ||
USD USDC USD Coin Regulated Digital Dollar | ₱63.59 PHP | $1.00 USD | -0.00% | ||
BNB BNB BNB Exchange & Ecosystem Token | ₱47,157.00 PHP | $741.25 USD | +1.36% |
Standard Conversion Matrix : Bitcoin (BTC) to PHP
Stablecoin Remittance Peg vs BSP Reference Rate
Comparison between USDT/PHP market rate and official Bangko Sentral ng Pilipinas USD spot benchmark
Overseas Filipino Workers (OFWs) and digital freelancers frequently receive USDT or USDC for remittances. A positive spread means USDT trades at a slight premium over official bank dollar rates on local P2P channels (GCash, Maya, Coins.ph).
Cryptocurrency Remittance & Legal Framework in the Philippines
The Philippines ranks among the highest countries globally in digital asset adoption. With millions of Overseas Filipino Workers (OFWs) sending funds home and an expanding community of remote freelancers receiving dollar payments, digital assets like USDT, USDC, and XRP have become vital channels for cross-border financial transfers.
Bangko Sentral ng Pilipinas (BSP) Regulation
Under BSP Circular No. 1108 (Guidelines for Virtual Asset Service Providers), cryptocurrency exchange operators, custodians, and remittance dealers operating within the Philippines must secure a formal VASP license. Entities such as Coins.ph, GCash (GCrypto), and Maya Crypto operate under regulatory oversight designed to prevent fraud and safeguard user funds.
Converting Digital Remittances to PHP Cash
When converting stablecoins (USDT or USDC) to Philippine Peso, recipients commonly use peer-to-peer (P2P) merchant networks or licensed domestic exchanges that settle directly into e-wallets (GCash, Maya) or local bank accounts via InstaPay and PESONet. Always ensure the counterparty has verified transaction ratings.